
You might already have Apple Pay set up without knowing it. Samsung Pay is even offering a temporary promotion for a free $20 gift card for registering your first card, which you can use anywhere Samsung Pay is accepted.Samsung lets you swipe up from the bottom of the home screen to easily access your cards when you're ready to pay, and you'll verify your identity with a pre-set pin code or your irises (if you have a newer Galaxy S8 or Galaxy S8+ smartphone. You'll need to confirm your card with a code sent to you via email or text message from your bank.This allows your phone to capture the card number, expiration date and your name. Use the camera viewfinder to center your credit card.Tap credit/debit cards and then tap "Add.".This is where you'll also create a PIN for accessing your cards before payment. If you're prompted to sign in, use your Samsung account credentials or create an account.(If for some reason you don't have it, get it here.) Open up Samsung Pay, which should be pre-installed on your Samsung smartphone.

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